{"id":400,"count":35,"description":"El\u00e4ke on etuus, jota maksetaan toimeentulon turvaksi vanhuuden, ty\u00f6kyvytt\u00f6myyden tai perheenhuoltajan kuoleman johdosta. Lakis\u00e4\u00e4teiset el\u00e4kkeet muodostuvat <a href=\"https:\/\/www.sttk.staging.web-veistamo.fi\/aihe\/tyoelakejarjestelma\/\">ty\u00f6el\u00e4kkeist\u00e4<\/a> ja kansanel\u00e4kkeist\u00e4. Ty\u00f6nantajalla on velvollisuus j\u00e4rjest\u00e4\u00e4 ty\u00f6ntekij\u00e4lleen ty\u00f6el\u00e4kevakuutus. Ty\u00f6el\u00e4ke kertyy tehdyn ty\u00f6n perusteella. Ansioty\u00f6n lis\u00e4ksi el\u00e4kett\u00e4 kertyy my\u00f6s tietyilt\u00e4 palkattomilta jaksoilta, kuten ansiosidonnaisilta p\u00e4iv\u00e4rahakausilta.\r\n\r\nTy\u00f6ntekij\u00e4n jokaisesta palkasta perit\u00e4\u00e4n ty\u00f6el\u00e4kemaksu. 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